IBPS Specialist Officer Recruitment 2026 for 745 (SO) Scale-I Posts Salary 2026
Detailed salary breakdown including in-hand salary and allowances.
| Component | Details |
| Post | Specialist Officer (Scale-I) |
| Basic Pay | ₹48,480 |
| Pay Scale | ₹48,480 – ₹85,920 |
| Dearness Allowance (DA) | As applicable from time to time |
| House Rent Allowance (HRA) | As per place of posting |
| City Compensatory Allowance (CCA) | Where applicable |
| Special Allowance | As per participating bank rules |
| Medical Benefits | As per bank service regulations |
| Leave Benefits | As per bank service regulations |
| National Pension System (NPS) | Applicable as per Government guidelines |
| Other Benefits | Leave Fare Concession (LFC), Newspaper Allowance, Medical Insurance and other admissible allowances as per participating bank rules |
| Monthly Salary | ₹74,000 – ₹76,500 (Approx., depending on posting location and deductions) |
| Dearness Allowance (DA) | Applicable |
| House Rent Allowance (HRA) | Applicable |
| City Compensatory Allowance (CCA) | Applicable |
| Special Allowance | Applicable |
| Learning Allowance | Applicable |
| Transport Allowance | Applicable |
| Medical Aid | Applicable |
| Group Medical Insurance | Applicable |
| Leave Fare Concession (LFC/LTC) | Applicable |
| New Pension Scheme (NPS) | Applicable |
| Provident Fund Benefits | Applicable |
| Leave Encashment | Applicable |
| Staff Housing Loan at Concessional Interest | Applicable |
| Staff Vehicle Loan | Applicable |
| Staff Personal Loan at Concessional Interest | Applicable |
| Newspaper & Mobile Bill Reimbursement (as per bank rules) | Applicable |
| Performance Linked Incentive (PLI) | Applicable |
| Gratuity | Applicable |
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